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Credit Analysts

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

How does this connect to your interests? →

A look at the work

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Contact customers to collect payments on delinquent accounts.

A selection of source-listed tasks; duties vary by role and employer.

Interests involved in this work

These source scores describe occupational work activities. They are separate from your personal test results.

Hands-on

2026-02 · Machine Learning/Expert

1.0 / 7

Investigative

2026-02 · Machine Learning/Expert

3.8 / 7

Creative

2026-02 · Machine Learning/Expert

1.0 / 7

Helping people

2026-02 · Machine Learning/Expert

2.4 / 7

Enterprising

2026-02 · Machine Learning/Expert

4.6 / 7

Organizing

2026-02 · Machine Learning/Expert

6.9 / 7

Skills to explore

Source-reported importance on a 1–5 scale. Try a course, project or conversation to learn what these skills involve.

Critical Thinking

Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.

2020-08

3.9 / 5

Speaking

Talking to others to convey information effectively.

2020-08

3.6 / 5

Active Learning

Understanding the implications of new information for both current and future problem-solving and decision-making.

2020-08

3.6 / 5

Reading Comprehension

Understanding written sentences and paragraphs in work-related documents.

2020-08

3.6 / 5

Active Listening

Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

2020-08

3.5 / 5

Mathematics

Using mathematics to solve problems.

2020-08

3.4 / 5

Writing

Communicating effectively in writing as appropriate for the needs of the audience.

2020-08

3.1 / 5

Judgment and Decision Making

Considering the relative costs and benefits of potential actions to choose the most appropriate one.

2020-08

3.1 / 5

Complex Problem Solving

Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.

2020-08

3.0 / 5

Service Orientation

Actively looking for ways to help people.

2020-08

3.0 / 5

Plan a small next step

Talk to someone doing this work, look for a supervised activity, and explore the subjects that interest you. Admission, licensing and current program requirements should be confirmed with the relevant institutions.

Source preparation category: Job Zone 4 of 5 · 2020-08. This category describes typical preparation, not your eligibility.

Related study fields

Source crosswalk connections are research leads, not required qualifications.

Accounting →

Finance, General →

Credit Management →

Financial Risk Management →

Explore all related study fields →

Source & methodology

O*NET-SOC code 13-2041.00 · Database 31.0 · Retrieved Oct 14, 2026. Dates on individual observations describe their source periods.

How interest exploration matching works →

Data: O*NET® 31.0 Database, U.S. Department of Labor, Employment and Training Administration. Used under CC BY 4.0. StudyIndex normalizes the presentation and adds exploration features; USDOL/ETA has not approved, endorsed or tested these additions.